Use the calculator
Your estimate appears here.
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How this calculator works
VAT is a tax added to many goods and services in the UK. This calculator can add VAT to a net price or remove VAT from a gross price. Always confirm the correct VAT rate for the specific product or service because zero-rated, reduced-rated and exempt items are treated differently.
Worked example
Change the default figures to match your situation, then run the calculation. For planning, test at least three scenarios: a conservative case, a likely case and a stretch case. This helps avoid relying on one optimistic number.
Common mistakes
- Using headline rates without checking fees or eligibility.
- Ignoring inflation, tax treatment or future income changes.
- Comparing monthly cost only, without checking total cost over time.
FAQs
Is this financial advice?
No. CalcBudget provides educational estimates only.
Why might my actual result differ?
Providers use their own rates, rules, fees and eligibility checks. Treat this as a planning estimate.